Insolvency Now (Issue 10): 2023 Business Insolvencies ...

Figure 2: Business Bankruptcies in Canada

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Figure 3: Business Proposals in Canada

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From a geographical perspective, almost all of the Q4 2023 spike results from an increase in business insolvencies in Québec and Ontario. As mentioned above, the total number of business insolvencies grew by 392 filings between Q3 and Q4 2023; 99% of this growth — that is, 388 out of 392 filings — can be accounted for by filing increases in Québec and Ontario. From Q1 to Q3 2023, the total number of business insolvencies averaged 642 per quarter in Québec and 282 per quarter in Ontario. In Q4, business insolvencies rose significantly to 886 incidences in Québec and 435 filings in Ontario. A notable observation that may persist into 2024 is the increase in business insolvency filings in Saskatchewan. The monthly average of filings from Saskatchewan has been 4.5 filings per month from Q1 to Q3 of 2023. In Q4 2023, however, the monthly average of filings hiked to 6.7 filings, indicating a spike of almost 50%.

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Davies Insolvency Now: Issue 10

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