Insolvency Now (Issue 11): 2019-2024 Data Trends

KEY TAKEAWAYS As restructuring lawyers, we have a key role to play in reducing stigma and emotional barriers. By rebranding reorganization as a strategic tool to help normalize its use we can help reduce the stigma and emotional burden associated with it. This can make more debtors willing to consider it as a viable option. By emphasizing the strategic benefits, such as preserving jobs and maintaining economic stability, the moral and emotional dimensions can be reframed in a more positive light. Reducing the stigma associated with reorganization allows corporate debtors to make more rational decisions based on financial realities rather than emotional fears. This can lead to better outcomes for all stakeholders.

PROMOTING EFFECTIVE COUNSEL

Many of us regularly speak to the media and, to this end, should consider promoting success stories – for example, highlighting successful reorganizations to demonstrate the positive outcomes of using insolvency legislation strategically. We can also continue to provide the public and the media with accurate information about the benefits and range of restructuring options available, correcting any misconceptions. We would be happy to assist you or your clients in better understanding the way that reorganization can serve as strategic option rather than a last resort and provide a supportive legal environment to better utilize the appropriate regulatory framework to preserve value and achieve successful outcomes. In the following section, we move on to consider the insolvency data trends for the first half of 2024.

Insolvency Data for First Half of 2024: Highlights As shown in Figure 1, in 2023 we saw a total of 4,810 filings. In the first five months of 2024, we have already seen 3,084 filings. With June and July included, there have been 3,998 filings so far in 2024. January had 759 filings, the highest of any month since tracking started in 2019. As shown in Figure 2, in 2023, the average monthly number of bankruptcy filings was 309, whereas in 2024, the average monthly bankruptcies through July totalled 448. - 5 - Figure 1: Total Business Insolvencies in Canada

Figure 1: Total Business Insolvencies in Canada

Total Business Insolvencies in Canada

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Davies | dwpv.com

Figure 2: Total Business Bankruptcies in Canada

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